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Financial Aid

Learn about federal financial aid to help pay for your education costs at UMGC Europe.

You don't have to navigate financial aid alone. Take time to explore the various options below, so you can decide which ones are the best fit for your life and budget.

When it comes to covering your college expenses, you have options. Federal student financial aid, available through the U.S. Department of Education, provides loans, grants, and scholarship opportunities to help fund your degree.

Your eligibility is based on your current financial need, as well as other factors, including whether you're a full-time or part-time student.

UMGC financial aid advisors are ready to help you explore these options.

How to Apply

  1. * To get started, the first step is to complete a Free Application for Federal Student Aid (FAFSA®)**

    • Use UMGC school code 011644

    Please note: Submit the 2023-2024 FAFSA® for Summer 2023, Fall 2023, and Spring 2024 terms. The 2024-2025 FAFSA® is scheduled to be available 31 December 2023. 

  2. To complete the application process, follow these steps

  3. You will be notified via email if further documentation is required and when you have been awarded aid.

  4. Applicable financial aid forms.

    **With the passage of the FAFSA Simplification ACT, there will be several changes starting for the 2024-2025 aid year. Check here for the latest information and updates. 

Application Priority Deadlines

  • Summer: 1 April

  • Fall: 1 June

  • Spring: 1 November

Loans and Pell Grants

Federal Loan

Federal student loans are government-backed or guaranteed. They are low-cost, fixed-rate loans that may be subsidized (based on need) or unsubsidized (not based on need). Subsidized loans begin to accrue (accumulate) interest when repayment begins (six months after you leave school or your attendance drops below half-time), while unsubsidized loans begin to accrue interest as soon as the loan is fully disbursed. Award amounts are based on grade year classifications and vary each year.

Important Time Limitations on Loans and Pell Grants

Direct Subsidized Loans: For first-time borrowers applying for Direct Subsidized Loans on or after 1 July 2013, there is a limit on the maximum period of time (measured in academic years) that you can receive such loans. If this limit applies to you, then you may not receive Direct Subsidized Loans for more than 150 percent of the published length of your program. This is called your "maximum eligibility period.” More information on loans.

Pell Grants: Effective 1 July 2012, students can receive the Federal Pell Grant for a maximum of 12 full time semesters. If you have used at least 450% of your eligibility funding, you will receive an email notification from the Central Processing System (CPS), the system that processes your FAFSA®. 

Pell Grant Calculator

See how much a Pell Grant could help you save on tuition and expenses.

Financial Aid Tools

Online Support Center

Visit the UMGC Help Center and get financial aid assistance. You can browse our extensive FAQ catalog, contact us via email, chat live, or request a call from our Financial Aid Office.

Contact Us

The UMGC Europe Financial Aid Office offers a full range of services and information on all aspects of financial aid. We encourage you to contact a financial aid advisor for any assistance you may need. Advisors are available Monday through Friday, 0800-1700 CET.

Contact Information

Contact Us

Our helpful admissions advisors can help you choose an academic program to fit your career goals, estimate your transfer credits, and develop a plan for your education costs that fits your budget. If you're a current UMGC student, please visit the Help Center.

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